De Nederlandse pensioenfondsen zijn vorig jaar flink rijker geworden, alle fondsen tezamen beheerden eind 2011 870,6 miljard euro aan pensioengelden. Toch is al die rijkdom niet genoeg voor alle toekomstige pensioenen.
De Nederlandse pensioenfondsen zijn in 2011 weer 69 miljard euro rijker geworden, de kassen zijn daardoor nog nooit zo goed gevuld geweest. Totaal bezatten alle Nederlandsen pensioen eind 2011 870,6 miljard euro, eind 2010 was dit nog 801,9 miljard euro. Ook in 2010 nam het pensioenfondsvermogen met 70 miljard toe. De toegenomen rijkdom is het gevolg van meer ontvangen premies dan er pensioen wordt uitgekeerd. De rendementen op beleggingen zijn in 2011 en 2010 zeer succesvol geweest en de lage rente heeft ironisch genoeg de pensioenfondsen met rentederivaten 45 miljard rijker gemaakt.
Toch is al die rijkdom volgens de huidige rekenregels niet voldoende om aan alle toekomstige pensioenverplichtingen te kunnen voldoen. Vooral de lage rente waarmee de pensioenfondsen hun toekomstige verplichtingen moeten berekenen speelt nu 205 pensioenfondsen parten. Die rekenrente is nu erg laag en daalde dit jaar zelfs nog weer iets. De verplichting met deze lage rente te moeten rekenen maakt dat een flink deel van de pensioenfondsen in april 2013 moet korten op de pensioen, ondanks de grote rijkdom.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Reactie van:
Shayne
(6-11-2014)
I'm on work experience http://skin-solutions.co.nz/what-is-ipl/ bimatoprost opthalmic solution For that added money, buyers got a modest 11 miles of battery-only range, or less than a third as much as a Chevy Volt. That meant relatively few users could complete their entire commute, even one way, on battery power alone. And because of its smaller battery pack, the Prius Plug-in only qualified for a $2,500 federal tax credit compared to $7,500 for the Volt, $4,007 for the Ford C-Max Energi and Fusion Energi plug-ins, and $3,626 for the Honda Accord Plug-in.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Reactie van:
Jessie
(10-11-2014)
I don't like pubs http://www.livingfoods.ie/terms-and-conditions/ buy eriacta The Dow Jones industrial average was up 128.48points, or 0.83 percent, at 15,628.02, a record close. It hit anew intraday high of 15,650.69. The Standard & Poor's 500 Index was up 21.14 points, or 1.25 percent, at 1,706.87, also arecord. The benchmark S&P surpassed 1,700 early in the sessionafter failing to break above that level on Wednesday.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Reactie van:
Haley
(12-11-2014)
I'm a member of a gym http://www.bikethebyways.org/15-byways/ cheap diflucan no prescription That includes wristbands like the Nike FuelBand,Jawbone, and Fitbit, to GPS-equipped bike computers andeverything in between. These devices can track your every move,be it in time, distance, laps, strokes, steps, hours of sleep,or calories.
|
|
|
|
|
|
|
|
|
|
Reactie van:
Gobiz
(12-11-2014)
Where did you go to university? http://adgokc.com/our-work efek samping flagyl forte 500 mg The third time the fox returned, the king gave over his daughter and the fox carried her into the forest. This time, when he demanded a delousing, she cried, "I'm a king's daughter and yet I must delouse a fox!" He knew he had the right bride, so he transformed himself back into the little white dwarf from the beginning of the story. The couple lived together happily for awhile, until one day, the dwarf said, "I've got to go away, but three white doves will soon come flying here. When they swoop down to the ground, catch the middle one. Once you've got it, cut off its head right away. But pay attention and make sure you've got the middle dove, or it'll be disaster." The doves came, the princess caught the middle one, hacked off its head and poof! A handsome prince appeared! Turns out, the white dwarf had been under a nasty fairy's spell and this whole complicated charade was the only way to lift it. Obviously.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Reactie van:
Willis
(20-11-2014)
I'm on business http://webconcepts.ie/portfolio/postcard/ terbinafine hcl 250 mg espanol Based on the latest available data, the Dow Jones industrialaverage was down 61.71 points, or 0.41 percent, at15,129.99. The Standard & Poor's 500 Index was down 1.35points, or 0.08 percent, at 1,693.65. The Nasdaq Composite Index was down 2.96 points, or 0.08 percent, at 3,815.02.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Reactie van:
Kerry
(21-11-2014)
It's a bad line http://greenwoodsstatebank.com/personal-loans/ looking for a bank From right, Sen. Tom Udall, D-N.M., Sen. Jack Reed, D-R.I., and Sen. Tom Harkin, D-Iowa arrive for a news conference on the ongoing budget battle, Wednesday, Oct. 9, 2013, on the Senate steps on Capitol Hill in Washington. President Barack Obama was making plans to talk with Republican lawmakers at the White House in the coming days as pressure builds on both sides to resolve their deadlock over the federal debt limit and the partial government shutdown. (AP Photo/ Evan Vucci)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Reactie van:
Marlon
(21-11-2014)
this post is fantastic https://www.freshspring.co.uk/accessibility/ bula zyban 150mg Why is our Islamic President mum on muslims killing Christians? Where is the Islamic outrage across the world? Where is the outrage in our Media towards ISLAM? Did any of those worthless pieces of crap (the apologists) at least attempt to pretend to be ashamed of their actions? Nope!!! To all Islamic peoples living freely in the west get out!!!! Go back to the Arabian desert and eat sand!!!! I've had enough of you!!! All you do is kill and all our liberal media does is defend you while continuing to insult Christians and Jews!!! Once again no tolerance breeds no tolerance. Sorry can't put my family at risk with you and yours in the neighborhood. You don't assimilate into the culture, you want your Sharia Law, you rape, kill, murder, sell drugs, and butcher anything with the breath of life in it. Darfur, or Shia versus Sunni, you kill over a cartoon, the provocation doesn't even have to be real. You just kill!!! Once again get out!!! Not hearing your its not all of us argument!!!! Get out!!! Don't care!!! Just GO, GO, GO back to Mecca and take your Burkas with you!!!! Wish we had a leader like Australia!!!
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|